The Guruji Student Credit Card is a scheme launched by the Jharkhand government to provide financial aid to students pursuing higher education. Here’s a breakdown of its key details:
Guruji Student Credit Card (GSCC) Scheme: Key Highlights
- Launched by the Jharkhand government to financially support higher education.
- Provides loans up to ₹15 lakh for educational expenses.
- Offers low 4% simple interest rate on the loan amount.
- Repayment period of up to 15 years after completing studies.
- No collateral required for the loan.
Guruji Student Credit Card Features & Benefits
- Targets students from economically weaker and middle-class backgrounds.
- Ideal for pursuing professional degrees in engineering, medicine, etc., besides general higher education.
- Aims to bridge the financial gap for students seeking admission to reputed institutions across India (meeting specific ranking criteria).
- Reduces the burden of upfront educational expenses.
Guruji Student Credit Card Fees & Charges
- Information on any processing fees or other charges might be limited. It’s recommended to refer to the official sources for the latest details.
Guruji Student Credit Card Eligibility Criteria
- Must be an Indian citizen and permanent resident of Jharkhand.
- Minimum age of 18 years.
- Passed Class 10th from a recognized Jharkhand school (for diploma courses) or Class 12th (for undergraduate or higher studies).
- Secured admission to a recognized institution as per the scheme’s guidelines (refer to NIRF rankings or NAAC accreditation).
- Not availed of an education loan previously.
- Not benefitted from the GSCC scheme earlier.
Documents Required (subject to change, verify with official sources)
- Duly filled application form.
- Domicile certificate (Jharkhand)
- Educational certificates (Class 10th/12th marksheets, admission letter)
- Income certificate (of guardian/applicant if employed)
- Aadhaar card
Guruji Student Credit Card How to Apply
- It’s recommended to visit the official website of the Jharkhand government for the Guruji Student Credit Card Scheme ([search guruji student credit card scheme jharkhand ON Jharkhand (.gov.in) [https://www.gsccjharkhand.com]).
- The website might have an online application form or provide details on the application process.
- Alternatively, you can contact the relevant authorities in Jharkhand for guidance on applying.
Remember: This scheme provides a loan, not a traditional credit card. You receive funds for educational expenses, not a physical card for making purchases.
Author: Sky Smith
Sky is a personal finance enthusiast and blogger passionate about helping readers navigate the world of loans and credit cards. With a focus on clear explanations and actionable tips, Sky's blog empowers individuals to make informed financial decisions.
